Poppy Bank operates its Del Mar branch at 2673 Via De La Valle, Unit H, Del Mar, CA 92014, having opened this location in late December 2023 as part of an aggressive California expansion. Originally founded in January 2005 under the name First Community Bank, the institution rebranded to Poppy Bank — named after California's state flower — to distinguish itself in a market crowded with banks using "first" or "community" in their names. Under the leadership of President and CEO Khalid Acheckzai, Poppy Bank has grown to approximately $7 billion in assets with branches stretching across the San Francisco Bay Area, Sacramento, and Southern California. The bank holds a five-star rating from BauerFinancial Inc., one of the nation's leading independent bank and credit union rating firms, and has been ranked among the best-performing banks in the country by the Independent Community Bankers of America (ICBA). Poppy Bank also holds a distinction few competitors can claim: it was the first bank in the nation to be approved as a C-PACE (Commercial Property Assessed Clean Energy) financing administrator in California, and it facilitated a $103 million C-PACE transaction that was at the time the largest ever in the country. The Del Mar branch is managed by Ms. Estrada, a VP with more than 30 years of financial industry experience across branch banking, business lending, and consumer lending. She actively supports nonprofits including the Kiwanis Club of Chula Vista, Chula Vista Police Activities League, and Boys & Girls Club of Imperial Beach. Poppy Bank specializes in personal deposit portfolios, treasury management, and commercial, construction, and SBA/USDA lending. Branch hours are Monday through Friday, 9 AM to 5 PM. The bank is part of the MoneyPass free ATM network spanning 24 states, giving Del Mar clients surcharge-free cash access across the country. Down the same Via De La Valle corridor, First Bank at the Flower Hill Promenade offers an alternative community banking option with ITM technology for extended service hours. Business owners banking with Poppy who need accounting support at tax time can coordinate with Del Mar Tax & Accounting Services for local CPA expertise.