Acumen Insurance Solutions maintains its headquarters in Suite 300 at 445 Marine View Ave in Del Mar, CA 92014, with additional offices in Irvine, California and Scottsdale, Arizona. Founded in 2021, the firm is led by principals David Jacobs, J.D., and Scott B. Hinkle, J.D., CFP, both of whom hold law degrees — a distinction that gives Acumen unusual depth in the legal and tax dimensions of life insurance planning. The firm operates as an affiliation of independent life insurance experts and focuses on putting permanent and term life insurance to work as strategic financial instruments for credit unions, nonprofits, business owners, and families. Specialties include credit union-owned life insurance (CUOLI), corporate-owned life insurance (COLI), split-dollar arrangements, Section 457(f) plan design, business succession planning, estate planning, and executive retention strategies. Jacobs in particular is frequently cited by clients for his ability to coordinate with CPAs and attorneys to design multi-generational tax and estate plans, with testimonials describing partnerships that span 20 years. Hinkle contributes expertise in mark-to-market accounting issues for credit unions and evaluating the investment performance of existing COLI portfolios. The firm can be reached at 833-3-ACUMEN. Del Mar Wealth Management is a natural complement for clients whose life insurance planning sits within a broader retirement and asset management strategy, as that SEC-registered advisory firm operates nearby in Del Mar. Nonprofit organizations working with Acumen on executive compensation may also need legal counsel, and McLeod Law Group in Del Mar handles business law matters that frequently intersect with insurance-funded benefit structures.