Coronado Island lists 17 financial advisory firms in 92118, from Edward Jones and Raymond James branches on Orange Avenue to independent wealth management practices serving residents, military families from NASNI, and retirees across the island. Browse the full roster below for direct contact information, or compare with Coronado CPAs and insurance agents for related services.
Coronado, CA 92178
+1 619-208-4764
Verified1224 10th St #203, Coronado, CA 92118
+1 619-435-1523
Verified1199 Orange Ave, Coronado, CA 92118
+1 619-522-8600
Verified1011 C Ave, Coronado, CA 92118
+1 619-435-1693
Verified963 Orange Ave, Coronado, CA 92118
+1 619-435-7712
Verified801 Orange Ave Ste 207, Coronado, CA 92118
+1 619-878-7884
Verified801 Orange Ave Ste 207, Coronado, CA 92118
+1 619-878-7942
Verified1033 B Ave Suite 105, Coronado, CA 92118
+1 619-789-0105
Verified1013 Park Pl, Coronado, CA 92118
+1 619-537-0200
Verified1011 C Ave, Coronado, CA 92118
+1 619-435-1693
Verified1330 Orange Ave #302, Coronado, CA 92118
+1 619-319-0520
Verified1155 Star Park Cir UNIT 3D, Coronado, CA 92118
+1 619-972-6874
Verified1013 Park Pl, Coronado, CA 92118
+1 619-537-0200
Verified800 Orange Ave, Coronado, CA 92118
+1 619-215-9114
Verified120 C Ave STE 170, Coronado, CA 92118
+1 619-554-1300
Verified1001 B Ave STE 319, Coronado, CA 92118
+1 858-221-0022
Verified829 Orange Ave, Coronado, CA 92118
+1 619-435-2222
VerifiedCoronado Island lists 17 financial advisory firms in 92118, split between national brokerage branches and independent practices. Edward Jones maintains multiple advisor offices on the island, Raymond James has representation through individual advisors, and Wells Fargo Advisors operates alongside its bank branch. Independent firms and solo practitioners round out the roster with wealth management, retirement planning, and portfolio advisory services.
The right fit depends on portfolio size, fee structure preference, and whether the client needs comprehensive planning or investment-only management. The full list below shows each firm with direct contact information for initial consultations.
Financial advisors in Coronado and across San Diego County typically charge using one of three models. Assets-under-management advisors take a percentage of the invested portfolio — usually between 0.5 and 1.25 percent annually, with the rate often declining as the portfolio grows above $500,000 or $1 million. Flat-fee advisors charge a set dollar amount per financial plan, typically ranging from $1,000 to $5,000 for a comprehensive plan. Hourly advisors bill per session, generally between $200 and $400 per hour.
Some Coronado advisors combine models — charging a flat fee for the initial plan and then transitioning to an AUM fee for ongoing portfolio management. Fee-only advisors earn no commissions on product sales, while fee-based advisors may earn commissions alongside advisory fees. Asking about the fee structure upfront is the single most important question in an initial consultation.
Most AUM-based advisors set minimum portfolio thresholds, and those minimums vary widely. Some national brokerage branches on Coronado — including Edward Jones — accept clients with relatively modest portfolios and no hard minimum. Independent wealth management firms often set minimums at $250,000 to $1 million or higher.
Flat-fee and hourly advisors do not require portfolio minimums at all, making them a practical option for military families at NASNI who are building wealth early in their careers or for residents who need a one-time financial plan rather than ongoing management. The financial subcategory listing shows all 17 firms — contacting two or three for fee comparisons is standard practice before committing.
Financial advisory offices in 92118 cluster along Orange Avenue and the B Avenue corridor. Edward Jones, Raymond James, and Wells Fargo Advisors operate from village addresses alongside independent practices including Orion Capital Management, WealthChoice, Invicta Financial Group, and Andrews Capital Management. Several advisors work from home offices or shared suites rather than storefront locations, so appointments are standard even for firms listed at village addresses.
For residents comparing advisors by location, the banking cluster near B Avenue and First Street puts Navy Federal, Chase, and Wells Fargo within walking distance of several advisory firms — useful for clients who want to coordinate banking, investments, and mortgage lending in one trip.
The most common warning signs when evaluating a financial advisor apply everywhere, including Coronado: guaranteed return promises, pressure to invest immediately, reluctance to explain fees in writing, and credentials that cannot be verified through FINRA BrokerCheck or the SEC Investment Adviser Public Disclosure database.
A fiduciary advisor is legally required to act in the client's best interest. A suitability-standard advisor is only required to recommend products that are suitable — a lower bar that permits commission-driven recommendations. Asking whether the advisor operates as a fiduciary at all times, not just during certain transactions, is the clearest way to understand where their obligations lie.
Several financial advisory firms on Coronado Island work regularly with active-duty military families stationed at North Island Naval Air Station. Common services include Thrift Savings Plan optimization, Servicemembers' Group Life Insurance conversion planning for separating service members, and retirement transition strategies for officers and enlisted personnel leaving active duty.
Military-specific financial planning differs from civilian planning in several areas: SGLI to VGLI conversion deadlines, Blended Retirement System decisions for mid-career service members, and VA loan benefit coordination with mortgage lenders. Advisors familiar with these programs can be identified by asking during the initial consultation whether they regularly work with military clients and whether they understand TSP contribution matching under the Blended Retirement System.
In practice, the distinction is more about client size and service scope than licensing. Financial advisors typically work with clients across a range of portfolio sizes and focus on investment management, retirement planning, and insurance coordination. Wealth managers generally serve higher-net-worth clients and offer a broader suite of services including estate planning coordination, tax strategy, philanthropic planning, and multigenerational wealth transfer.
On Coronado Island, both terms appear in firm names across the 17 financial listings. The credentials behind the title matter more than the title itself — CFP (Certified Financial Planner), CFA (Chartered Financial Analyst), and ChFC (Chartered Financial Consultant) each signal different specializations. Checking credentials through the CFP Board or FINRA takes less than a minute and confirms whether the advisor holds the designation they claim. For additional advisory options, Point Loma's financial services corridor along Rosecrans Street is a short drive across the bridge.
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