Hill & Hill Realty in San Carlos is a San Diego residential brokerage founded in 1957 and operating from Suite 113 at 7290 Navajo Road in the 92119 ZIP. Broker and owner Teri Hill holds DRE #01854152 and took over the firm her grandparents started, continuing a three-generation operation that has listed and sold single-family homes, condominiums, multi-family properties, and land parcels across eastern San Diego for nearly seven decades. Hill's personal brokerage career dates to 1987, and her coverage area spans Del Cerro, Allied Gardens, College Area, Alvarado Estates, San Carlos, and La Mesa — the mid-century residential ring between SDSU and Grossmont Center. Homeowners-insurance coordination at closing runs through independent agencies on the same corridor, and Pappazi Insurance Agency on Lake Murray Boulevard handles wildfire-zone placements for San Carlos and Del Cerro properties that require surplus-lines market access. Hill & Hill also maintains a property-management division handling tenant placement, lease administration, and maintenance coordination for investor-owned single-family and multi-unit rentals throughout the 92119 and 92120 ZIPs. Teri Hill served as a Director at the San Diego Association of REALTORS from 2001 through 2004 and sat on the association's Standards Committee for multiple terms. Mortgage pre-qualification for buyers in the Navajo Road and Jackson Drive residential pockets typically runs through local lenders, and Swanson Lending in San Carlos accelerates the appraisal-to-close timeline through proximity to the listing office. The Navajo Road office sits a half-mile south of Cowles Mountain, inside the commercial strip between Jackson Drive and Lake Murray Boulevard that anchors San Carlos retail.