SMART Solutions Financial & Insurance Services, Inc. in College Area, San Diego operates a combined tax-preparation and insurance agency at 4644 El Cajon Blvd, Suite 109, 92115, under the direction of president Lloyd T. Huynh. Incorporated in California in May 2019 after launching as a sole operation in August 2015, the firm holds BBB accreditation with an A+ rating and writes commercial general-liability and property policies for contracting businesses — the same coverage structure that operators at Attic Construction carry alongside their quarterly estimated-tax filings. Tax preparation covers individual 1040 returns, Schedule C sole-proprietor filings, and multi-member LLC and S-corp returns, while the bookkeeping division maintains general ledgers, payroll processing, and quarterly 941 employment-tax submissions. The insurance side writes personal and commercial policies across home, auto, health, marine, Medicare supplement, and commercial-property lines — a scope that lets clients consolidate their annual tax review and coverage audit in a single appointment. Estate-planning services include wills and living trusts, addressing California community-property rules and probate-avoidance strategies. Retirement planning and college-savings consultations address 401(k) contribution limits, Roth IRA conversion ladders, and 529-plan tax advantages for California filers. The El Cajon Boulevard office is roughly a half-mile walk from SDSU's main campus, drawing a client mix that includes faculty, graduate students, and Grantville-based small-business owners. Notary-public services are available on site for real estate closings and title transfers that route through escrow processors at Allison-McCloskey Escrow Company in the 92115 ZIP. A second office at 9460 Mira Mesa Blvd extends the firm's coverage to San Diego's northern suburbs, though the El Cajon Boulevard headquarters processes the majority of College Area filings.