Teresa Munguia Realtor in Chula Vista's western neighborhoods holds California DRE license #01204532 and has brokered residential sales through Coldwell Banker West since 1995. Her three-decade transaction record spans single-family homes and condominiums across the 91910 ZIP, with conventional and FHA purchase financing frequently coordinated through Point Mortgage Corporation. Listings concentrate near the Broadway commercial corridor and Chula Vista Center Mall, where median resale values in San Diego County's South Bay submarket track the broader metro pricing cycle. Escrow timelines on resale properties require concurrent homeowner insurance binding, and Munguia coordinates policy placement through carriers such as Hollie Allen - State Farm Insurance Agent for bundled home-and-auto coverage structuring. The practice's highest-complexity engagements include multi-parcel 1031 exchange transactions requiring simultaneous qualified intermediary coordination and dual-escrow closings across separate title companies.