Rosina Hom at Berkshire Hathaway HomeServices handles residential sales in Chula Vista's Otay Ranch corridor from an office on Otay Lakes Road in the 91915 ZIP code. Hom's listings require title searches verifying clear chain of ownership, a process managed through companies such as First American Title Company before escrow can proceed. The Otay Ranch area encompasses master-planned communities east of I-805 with HOA-governed subdivisions, requiring agents to analyze CC&Rs and supplemental property tax obligations for each transaction. Pre-sale contingency periods in this market include wood-destroying organism inspections coordinated with firms such as Turbo Termite & Repair to satisfy Section 1 clearance requirements under California structural pest control regulations. Hom's highest-tier transactions involve Mello-Roos Community Facilities District bond payoff calculations, CFD lien subordination requests, and supplemental tax proration schedules that must reconcile before the close of escrow on Otay Ranch's master-planned parcels.