For residential real estate in Chula Vista, Rosalva Zuniga provides buyer representation and listing services across the 91910 ZIP code and surrounding South Bay communities. Her transaction workflow covers single-family home purchases requiring mobile notarization at signing, a step coordinated through providers such as Cal Notary Service. Zuniga prepares California's mandated Transfer Disclosure Statements, Natural Hazard Disclosures, and preliminary title reports for each listing she brings to market. Buyer clients receive guidance through the full escrow timeline from earnest money deposits through homeowner's insurance binding, a coverage step handled by carriers such as Willy's Insurance Service Inc before the close of escrow. Purchase contracts navigate a 17-day inspection contingency, a 21-day appraisal contingency, and a 30-day loan contingency under standard California Association of Realtors residential purchase agreement terms.