Marcella Prado at Direct Realty in Chula Vista holds DRE license 01421780 and represents buyers and sellers across the 91910 ZIP code from a base in the central Chula Vista residential corridor. Purchase transactions on older housing stock in the neighborhoods south of H Street and west of Broadway require pre-closing inspections from firms including Preferred Home Inspections to evaluate roof, foundation, and drainage conditions on properties built between the 1950s and 1980s. The Direct Realty brokerage provides MLS listing distribution, comparative market analysis tools, and buyer representation services covering single-family homes, condominiums, and fixer-upper investment opportunities across western Chula Vista. Pre-sale plumbing scope-outs for homes with galvanized or polybutylene supply lines — a common underwriter concern on properties built before 1990 — route through contractors including Solid Plumbing & Drains Inc for repipe estimates that satisfy lender and insurance requirements. Highest-complexity transactions include FHA 203(k) rehabilitation loan purchases requiring dual-appraisal processes, HUD-consultant oversight, and draw-schedule coordination between the lender, contractor, and title company.