Secure Funding Group Inc. on Chula Vista's Third Avenue is a veteran-owned mortgage brokerage holding CA DRE #01864417 and NMLS #329246, established in 2009 on the corridor that anchors the Third Avenue Village district. Residential purchase pipelines in the South Bay feed through agent partnerships with firms such as Peraza Real Estate & Associates, connecting pre-approved borrowers to active MLS inventory across Chula Vista ZIP codes. The brokerage originates conventional conforming, FHA 203(b), VA, and jumbo loans, accessing wholesale rate sheets from a panel of national correspondent lenders to structure terms on each file. Borrowers applying through the Third Avenue office submit two years of federal tax returns and Schedule C documentation verified against IRS transcripts, a process streamlined by local enrolled agents at Chula Vista CPA | Tax CPA. The brokerage's wholesale channel compares rate locks across its lender panel using a best-execution matrix that evaluates par pricing, lender credits, and rebate tiers on each 30-year and 15-year fixed-rate scenario.