Sean O'Boyle serves Chula Vista borrowers as an NMLS #2030104 loan originator with Point Mortgage Corporation, writing residential purchase and refinance loans from the Tierra Del Rey corridor in ZIP 91910. Purchase-transaction closings coordinate with local escrow operations such as New Venture Escrow, one of the South Bay's independent escrow providers handling title transfer and fund disbursement on residential files. Point Mortgage Corporation, founded in 2000 and headquartered on Fenton Street, carries company NMLS #231073 and originates conventional, FHA, VA, and jumbo loan products across more than 30 licensed states. Loan document execution for the 91910 office relies on mobile notary coordination with providers such as Cal Notary Service to complete deeds of trust and closing disclosure packages on schedule. Each application routes through Fannie Mae's Desktop Underwriter or Freddie Mac's Loan Product Advisor automated underwriting engine before manual review of W-2s, bank statements, and tri-merge credit reports.