Kithia De Anda- Finest City Homes & Loans in Chula Vista's Third Avenue Village combines residential real-estate brokerage with mortgage origination from a boutique storefront on Third Avenue, serving the walkable downtown district. Renovation-loan borrowers coordinating property improvements submit contractor documentation through the underwriting queue, with scope-of-work verification handled alongside contractors at Repairs and Remodels on Demand before draw schedules are approved. The dual real-estate and lending license lets the operation guide buyers from property search through funded close under one roof, covering conventional, FHA, and VA products in the 91910 ZIP code. With more than seven years of origination experience and prior tenure at Point Mortgage Corporation, the firm's lending desk serves the Third Avenue dining corridor anchored by Savoie Restaurant and Filippi's Pizza Grotto. Roof repairs identified during home inspection can delay funding, and the origination team coordinates lender-required remediation timelines with CASAS ROOF INC to clear appraisal conditions on FHA and VA files. The boutique model structures purchase-money transactions on single-family residences and condominiums throughout western Chula Vista, processing conforming balances up to the 2026 San Diego County limit of $1,104,000 on both fixed-rate and adjustable-rate products.