As a mortgage and real estate broker active in Chula Vista since 1994, Eva Alarcon operates CalCoast Home Loans from Kuhn Drive in the 91914 ZIP code, originating purchase, refinance, ITIN, and construction financing. International borrowers requiring apostille certifications and translated documents for cross-border mortgage closings work through providers such as Interdocpro to meet lender identity and income-documentation standards. Alarcon holds both DRE broker and MLO credentials, and CalCoast is designated as women-owned — a distinction earned through a lending career that began at a Chula Vista family brokerage before advancing to branch-manager roles at national consumer-lending firms. Construction-loan originations pair Alarcon's draw-schedule underwriting with general-contractor build timelines from firms such as Fausto Construction Inc., synchronizing each disbursement to verified completion milestones. Highest-value files include no-doc ITIN purchase programs requiring alternative credit tradelines, 12-month bank-statement income analysis, and reserve verification at 6 months PITI for properties exceeding $1 million in the Chula Vista market.