Specializing in FHA, VA, conventional, DSCR, and Foreign National loans, Celina Tominna holds NMLS #249231 and operates from Chula Vista's Proctor Valley Road office in the Rolling Hills area. The practice runs a bilingual Spanish-English operation and coordinates year-end tax documentation with area enrolled agents including 360 Bookkeeping + Tax Solutions for buyers structuring mortgage-interest deductions. The practice originated $105.8 million in funded residential volume across 260 transactions in 2021, a production level documented in NAHREP's annual Latino Mortgage Originators report. The Latino-owned operation covers conventional conforming, jumbo, DSCR investor loans, and Foreign National financing, structuring each product for the purchase-heavy pipeline common in Chula Vista's Eastlake and Rolling Hills communities. Loan-signing logistics for the practice's transaction volume run through mobile notary and livescan operations, including Ro-Co Multi Services Livescan & Notary, to accommodate flexible closing schedules. The office underwrites DSCR investor loans using rental-income qualification at a minimum 1.0x debt-service coverage ratio, bypassing personal income documentation for borrowers with stabilized rental portfolios.