Candy Munoz-Cisneros - Chase Home Lending Advisor - NMLS ID 1031837

Mortgage & LendingVerified

About

For residential mortgage origination in Chula Vista's Broadway corridor, Candy Munoz-Cisneros operates as a Chase Home Lending Advisor under NMLS #1031837 from the H Street branch. The position covers conventional conforming, FHA, and VA purchase loans through JPMorgan Chase Bank N.A. (NMLS #399798), with agent referral networks that include area brokerages such as Peraza Real Estate & Associates. Chase's national lending infrastructure provides in-house processing, underwriting, and servicing, meaning the loan stays with the originating institution through the life of the mortgage rather than transferring to a third-party servicer. The H Street location anchors to the Broadway and H Street commercial node adjacent to Chula Vista Center Mall, where western Chula Vista's concentration of banking and title services makes same-day document coordination possible. Bilingual Spanish-English transaction support extends through every closing milestone, from initial pre-qualification through the notarized signing coordinated with area loan-signing operations such as Cal Notary Service. The platform processes fixed-rate conventional conforming, adjustable-rate, and FHA 203(b) purchase loans with in-house servicing that retains the mortgage through its full term rather than selling it on the secondary market.