American Mortgage Network in Chula Vista's Third Avenue Village holds NMLS #1833427 and operates as a 100% employee-owned ESOP, structuring every loan through originators who carry equity in the company. The veteran-owned firm underwrites conventional, FHA, VA, and jumbo products for the same Chula Vista homes for sale pipeline served by agent partners at Peraza Real Estate & Associates. Founded in 2019 on Third Avenue, the company expanded to a second branch in Beverly, Massachusetts, and holds active lending licenses across more than 25 states. Bilingual originators serve borrowers across ZIP codes 91910 through 91915, covering both the western Broadway corridor near Chula Vista Center Mall and the eastern Eastlake communities along Eastlake Parkway. In-house processing compresses the pipeline from application to funded loan, with the ESOP's document team coordinating final signings through mobile notary operations at Cal Notary Service to close within 30 days on standard conventional purchases. The loan desk processes conforming balances up to the 2026 San Diego County limit of $1,104,000 alongside non-conforming jumbo structures, with rate-lock windows extending to 90 days on government-backed products.