Dole & Sons Insurance & Financial Services

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About

Dole & Sons Insurance & Financial Services in Bonita operates as an independent insurance brokerage from Suite A at 5130 Bonita Road, tracing its roots to the Paul Dole Insurance Agency established in 1972 and incorporated as Dole & Sons in 1976. The agency writes commercial general liability, workers' compensation, and builders' risk policies across multiple AM Best-rated carriers, with a specialty surety division that underwrites construction performance and payment bonds — a bonding discipline that runs parallel to the conventional and FHA mortgage origination at Point Mortgage Corporation for contractors financing new builds. As a multi-line independent brokerage, the office represents carriers including Liberty Mutual and Travelers, shopping competing quotes across commercial property, business auto, and errors-and-omissions liability lines to match coverage tiers against specific risk profiles. Employee benefits consulting rounds out the agency's commercial book, structuring group health, dental, vision, and 401(k) plans for businesses along the Bonita Road and Sweetwater Road corridors near Bonita Golf Club. Estate-planning referrals connect Bonita business owners with trust-formation and succession-planning counsel at The Law Office of Giovanna Gallo, integrating key-person life policies with buy-sell agreement funding structures. The surety division handles Miller Act federal bond requirements, California Civil Code Section 9550 payment bond filings, and bid bonds for public works projects exceeding $25,000 in contract value.