Express Pawn Shop on Chula Vista's Third Avenue buys, sells, and issues collateral loans on jewelry, electronics, tools, and collectibles from one of nine San Diego County storefronts. The gold-buying counter weighs and tests karat purity on-site using acid-assay and electronic testing methods, a valuation process that runs parallel to the numismatic grading at Gold & Diamond Buyers of San Diego across the region. Pawn loans are structured on renewable terms with a first-time-customer introductory tier that waives interest on qualifying amounts for the initial five-month holding period. The electronics case stocks pre-owned smartphones, tablets, gaming consoles, and power tools — a secondary-market inventory channel that shares consumer overlap with the coin and bullion trade at Martinez Coins San Diego. Acima lease-to-own financing integrates with the retail floor, allowing installment-based purchasing on higher-value items including engagement rings, watches, and musical instruments.