On Otay Lakes Road in Chula Vista, Alex Lombrozo & Associates operates under California DRE broker license #01713700 and NMLS #1438931 as a dual real estate and mortgage brokerage. The firm structures residential purchases, commercial acquisitions, and refinancing under one roof, pairing property sourcing with loan origination in the same pipeline that Point Mortgage Corporation runs on the lending side. Loan products span 30-year and 15-year fixed-rate conventional mortgages, FHA, VA, jumbo, 203K rehabilitation, and adjustable-rate instruments — covering most borrower profiles in the Chula Vista homes-for-sale market. Transactions close through local title and settlement channels including New Venture Escrow, keeping escrow turnaround within the South Bay corridor. The brokerage underwrites single-family, multi-unit, and mixed-use deals across the Eastlake, Otay Ranch, and Bonita submarkets, structuring debt stacks that combine conventional first liens with HELOC or subordinate financing where loan-to-value ratios permit.