HMA Tax & Financial Services provides individual and business tax preparation in Chula Vista from a Glen Abbey Boulevard office near the Bonita Road corridor. IRS representation, audit defense, and installment-agreement negotiation expand the firm's scope beyond seasonal filing into year-round tax-resolution work — services that complement the enrolled-agent-level compliance handled by 360 Bookkeeping + Tax Solutions - Enrolled Agents on Chula Vista's Third Avenue. Bookkeeping and payroll processing cover monthly general-ledger maintenance, quarterly Form 941 deposits, and annual W-2 transmittals for small-business employers across the 91910 zip code. Estate and trust tax planning addresses Form 1041 fiduciary-income reporting, beneficiary K-1 distributions, and generation-skipping transfer tax calculations. Document-authentication needs for power-of-attorney filings and IRS identity-verification submissions route through mobile notary providers including Notary Public Mercedes24/7 Mobile. The firm calculates IRS Offer in Compromise reasonable-collection-potential figures using Form 433-A asset and income worksheets, applying the allowable-expense standards from the IRS Collection Financial Standards tables.