Western Realty Finance in Carlsbad (CA BRE 01065844) is a construction-loan brokerage at 701 Palomar Airport Road in the 92011 zip code, founded in 1990 and specializing in debt and equity financing for residential builders and developers. The firm's construction-draw timelines require coordination with general contractors and site-development teams, and its funded projects have engaged builders including GreenBuild Construction Inc for ground-up residential work across North County. Western Realty Finance has facilitated over $1 billion in construction-loan fundings, including $400 million in construction debt financings between 2020 and 2024, with $120 million in day-one funded commitments. The brokerage acts as a correspondent lender to national construction-investment groups, covering single-family, condominium, townhome, multi-family, and apartment-building project types throughout California. Scope-of-work budgets on construction loans funded through the Palomar Airport Road office include site preparation, grading, and hardscape phases, with landscape completion documented alongside designers including TeamG7 Design & Build before the lender releases final-draw disbursements. Western Realty Finance's construction-to-permanent loan structures convert short-term building-phase financing into a permanent 30-year fixed or adjustable-rate mortgage upon certificate-of-occupancy issuance, eliminating the need for a separate refinance closing.