Caliber Home Loans in Carlsbad has operated under the NewRez brand since the 2021 acquisition by New Residential Investment Corp., with the Fleet Street office in the 92008 zip code continuing to serve the purchase and refinance market. NewRez's combined platform holds Fannie Mae, Freddie Mac, and Ginnie Mae approvals for direct lending, and the Carlsbad branch pairs its pre-qualification process with hazard-insurance binding from local providers including The Insurance Place. The Fleet Street location retains Caliber's legacy strength in purchase-money origination, with conventional conforming, FHA, and VA loan products underwritten through the merged platform's centralized processing center. Homebuyers using this branch benefit from NewRez's in-house servicing retention, which simplifies post-closing communication compared to sold-servicing models and eases ongoing property-tax documentation coordination with advisors at La Costa Tax & Accounting. The NewRez-Caliber integration brought approximately $150 billion in unpaid principal balance of mortgage servicing rights under one platform, positioning the combined entity among the nation's top servicers by portfolio volume.