Janean Stripe, CFP® brings Lucia Capital Group's SEC-registered advisory platform (CRD 152396) to Carlsbad from Suite 150 on Pasteur Court off Palomar Airport Road. The Certified Financial Planner™ professional holds California insurance license 0742360 and Series 7/Series 63 registrations through LPL Financial, structuring tax-efficient withdrawal strategies and long-term care plans alongside the same North County CPA coordination provided by La Costa Tax & Accounting in the La Costa corridor. Portfolio design follows Lucia Capital Group's proprietary Bucket Strategy® and Strategy First® methodology, segmenting retirement assets into short-term liquidity, mid-range income, and long-term growth tranches. Estate transfer structures and beneficiary designation reviews integrate with probate and trust counsel at Geiger Law Office, P.C. for multigenerational wealth preservation. The highest-complexity engagements involve Monte Carlo simulation modeling across combined Roth conversion ladders, qualified charitable distributions, and net unrealized appreciation strategies for concentrated stock positions under IRC §402(e)(4).