Guide My Finances

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About

Guide My Finances in Carlsbad Village offers comprehensive financial planning and divorce financial analysis from Carlsbad Village Drive, the commercial spine of the Village district. The practice holds both CFP® and CDFA® (Certified Divorce Financial Analyst) credentials alongside an MSBA, building post-dissolution financial projections that feed into the bookkeeping and tax structuring at CapForge Bookkeeping, Tax & More. Identifying as women-owned and LGBTQ+-affirming, the firm structures flat-rate initial engagements and monthly retainer options covering cash flow management, stock option planning, retirement distribution modeling, and college savings strategy. A Carlsbad Chamber of Commerce member, the team also includes Chartered Special Needs Consultant® (ChSNC®) and AIF® designees serving families navigating complex care planning. Property division and real estate equity calculations in divorce proceedings often require escrow facilitation through title services at New Venture Escrow. The most involved engagements model equitable distribution across community property, deferred compensation, restricted stock unit vesting schedules, and QDRO (Qualified Domestic Relations Order) pension splits under ERISA §206(d).