US Comptroller of the Currency

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About

The Office of the Comptroller of the Currency's San Diego satellite office in Carlsbad operates from Suite 202 at Opus Plaza II, 1925 Palomar Oaks Way, staffing approximately six examiners under the OCC's Western District. As an independent bureau within the U.S. Department of the Treasury, the OCC charters, regulates, and supervises national banks and federal savings associations — a jurisdiction that covers federally chartered institutions in the Carlsbad market such as Western Alliance Bank. Field examiners from the Palomar Oaks Way office conduct on-site safety-and-soundness examinations, Bank Secrecy Act compliance reviews, and Community Reinvestment Act evaluations for assigned institutions across San Diego and Imperial counties. The OCC's regulatory scope extends to the federal branches and agencies of foreign banks operating in the region, complementing the state-chartered oversight handled by the California Department of Financial Protection and Innovation for institutions like SDCCU Carlsbad Branch. The satellite office sits within the Palomar Oaks business park in the 92008 ZIP, positioned along the El Camino Real corridor between Palomar Airport Road and Poinsettia Lane.